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How to improve your credit scores?

Simple ways that can hold up your credit and to improve your credit scores:

• Consistently pay bills on time every month
• Pay off debt rather than just moving it around and don’t open new accounts rapidly
• Don’t max out or even come close to maxing out credit cards or other revolving credit accounts
• Regularly check credit reports to make sure everything is correct. It’s free to do that once a year with each of the three major credit-reporting bureaus. Federal law requires Experian, Equifax, and TransUnion to make available to consumers, upon request, one credit report per year. You may check at www.annualcreditreport.com for the free report.